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Bajaj Finance

Bajaj Finance Limited (Formerly Known as Bajaj Auto Finance Ltd) is a non-banking finance company (NBFC). It was incorporated on March, 1987 as a private limited company & it was registered as a Public Limited Company on September 1988. On March 1998, Bajaj Auto Finance registered with RBI as a NBFC Company. Bajaj Finance received certificate of registration on October 2015 from the National Housing Bank to commence housing finance business. Initially, the company was promoted by Bajaj Auto Ltd and Bajaj Auto Holdings Ltd. As per the scheme of de-merger of Bajaj Auto Ltd, the shareholding of Bajaj Auto Ltd in the company has been vested with Bajaj Finserv Ltd. Mr. Rahul Bajaj is the chairman & Nanoo Pamnani is Vice Chairman of the company. Currently Bajaj finserv limited hold 52.82% shareholding in Bajaj Finance Ltd.


The Company is engaged in lending and allied activities. It focuses on consumer lending, small and medium-sized enterprises (SME) lending, commercial lending, rural lending, fixed deposits and value-added services. Its consumer lending products include two-wheelers and three-wheelers finance, consumer durables finance, digital products finance, retailer finance, salaried personal loans, e-commerce consumer finance, e-commerce seller finance and home loan. Company’s headquartered in Pune, the company's product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Financing of Personal Computers, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Construction Equipment Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits and Advisory Services. The Reserve Bank of India classified the company as an Asset Finance Company.

Its SME lending products include loan against property and business loans. Its commercial lending products include loan against securities and financial institutions group lending business. Its rural lending products include personal loans cross-sell, salaried personal loans and gold loans. It offers retail fixed deposits and wholesale fixed deposits. It is engaged in life insurance distribution, general insurance distribution and mutual fund distribution.
During the years 1991-2005, the company opened their branch offices at Hyderabad, New Delhi, Chennai, Bangalore, Mumbai, Nagpur, Vijaywada, Nasik, Vishakhapattanam, Kolkata, Goa, Madurai Baroda and Trivandurm, Chandigarh, Cochin, Indore, Ludhiana, Surat, Kolhapur, Bhopal, Bhubaneshwar, Calicut, Erode, Jalgaon, Jullundhar, Kanpur, Lucknow, Raipur, Rajkot, Salem, Solapur, Udaipur, Tirupati, Amaravati, Amritsar, Bhavnagar, Durgapur, Jamshedpur, Jodhpur, Kopergaon, Mehsana, Mysore, Siliguri and Vellore, Hissar, Hubli, Patiala, Rourkela, Agra, Ahmednagar, Ajmer, Akola, Alwar, Ambala, Anand, Bharuch, Bhilai, Chandrapur, Dindigul, Eluru, Guna, Gurgaon, Himatnagar, Jagadhri, Jamnagar, Karaikudi, Karimnagar, Karur, Kottayam, Kurnool, Navsari, Nellore, Palghat, Rajahmundry, Sangli, Tanjore, Tirunelveli and Ujjain.
Bajaj Finance aquired 10.83% of equity shares of Rs. 225 crore in MobiKwik Systems Private Ltd. a mobile wallet company in August 2017.

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